SO.... I did something stupid. Well... I mean, yeah... stupid.
I joined LA fitness when I moved. Its close to my house, I don't have a gym in my house like I had in my apartment-- it just made sense. Its only 30/month. The one near me has sort of old machines, but I can go to any LA fitness in the state for free. I tried one out by the place I shop, it was nicer, and they have a good class schedule.
When you sign up, you get a complimentary personal training session, where they try and convince you to give them all your money. Well... I had mine yesterday. And I didn't need much convincing. For someone with an Accounting Degree you would think I would be good with my money, but no.
I signed up for 24 sessions at $35/session-- $140/month. Not TOO bad, but the sessions are only a half hour long, and I had to pay a $55 activation fee or something.
So... I don't blog about this because its not interesting, but I have been having extreme financial difficulties. The place I moved from was REALLY expensive. $1215/month in rent-- I just couldn't afford it. Being with George sort of sucked the rest of my money away. Its those little things that add up. Buying alcohol and then having it all disappear. Giving him $$ to buy groceries and not getting all of the change back. Sick animals, crashing the car, etc etc etc. I had a budget but it was really hard to stick to!
Now I pay $785. The place is smaller, but I don't have a high electric bill or water bill, I don't have to pay for cable, and I can sort of make up my saving in utilities on my gym membership. However, I have had to pay double rent for 1.5 months because of the move. I had a full month's security deposit, and I didn't move out of the other place until the 15th of this month. On top of that, I have been traveling for work. Some companies give you a company credit card to put all your expenses on, but not mine. We have to put all our travel expenses on our own card, and we get reimbursement checks twice a month. Well... I have been out of town for two weeks, spending nearly $2,000, and draining my checking account/running up my CC.
SO... when I signed up for the personal training, I didn't realize that I would be paying $195 up front. 55 for the activation and 35 for the month. Too bad I only had $122 in my checking and savings COMBINED.
So basically here is the deal. I am screwed. I don't get paid until Friday. And when I do get paid, most of my reimbursement is going to my credit card. My paycheck will be 1500. I make 3000/month, and here are my expenses
(350) car loan
(350) student loan
(90) car insurance
(140) personal training
I am left with 1105 for grocery shopping, paying down my credit card, registration, alcohol, etc.
I guess when I look at it this way it doesn't seem so bad-- however it still sucks A LOT. Overdraft fees are going to kill me. Eating at restaurants-- BAD. I spend almost 500/month on food. I spend 700 this year shopping?? I guess thats just like little things that add up. I needed new linens, a new bathroom set, etc. etc. God I need to get this under control!!!
I get a bonus in August. It is pretty small but I don't care, it will help a little bit.
I need to stop talking about this. its so depressing and no one cares.
On the plus side, at least I now have a personal trainer.